Your Team Matters

We Focus On What’s Really Important to You

The professionals at Virtuent Wealth Management Group of Wells Fargo Advisors have more than 105 years of collective experience in wealth management. Our team takes a holistic approach to planning. We are fully invested in our clients’ success. We will be with you every step of the way. Put our experience, imagination, and energy to work for you.

T.H. Williams, MSF, MBA, CFP^®

Managing Director – Investments
Private Wealth Financial Advisor

Michael (Mick) Pepper

First Vice President - Investments
Senior PIM Portfolio Manager

Meghan McGuire, MS, RICP, CFP^®

Financial Advisor

Susie Kaufman

Senior Registered Client Associate
Vice President

Vicki Hansen

Senior Registered Client Associate
Assistant Vice President

Ashlee Foreman

Senior Client Associate

T.H. Williams, MSF, MBA, CFP^®

Managing Director – Investments
Private Wealth Financial Advisor

T.H. Williams is a Private Wealth Financial Advisor and Managing Director – Investments with the Virtuent Wealth Management Group of Wells Fargo Advisors. The focus of his business is helping institutions, entrepreneurs, business owners, and wealthy individuals and their families build, manage, and preserve their wealth. His wealth management approach includes all aspects of asset and liability strategies, understanding risks, and the choices involved in managing risk, trust, estate and fiduciary structures.

At the age of 20 T.H. began his career as a young entrepreneur and was instrumental in the launch of several small businesses. In 2002 ago he pursued a career in finance and consulting. During this time he completed his Master of Business Administration and Master of Science in Finance where his graduate work focused on institutional portfolio management. In 2008, T.H. earned the CFP® certification by completing an approved educational program, passing a rigorous exam and meeting stringent experience requirements. From 2010 through February 2016, he gained additional experience as a Branch Manager for Wells Fargo Advisors where he led and managed offices in Lakewood, CO and Greenwood Village, CO.

T.H.’s passion for learning does not end there. He is an active member of the community and considers himself a lifelong learner. He uses his experience in finance, business consulting, startup management,

and capital formation to bring a unique, educated, and thoughtful approach to his clients.

Away from the office, T.H. spends his free time with his wife Rochelle and two daughters, Morgan and Hunter.

He stays active through physical fitness, snowboarding, and the many other activities that Colorado has to offer. T.H. has been involved in martial arts since 1992 as both a student and instructor. He and Rochelle have made travel a larger part of their extracurricular activities and they hope to visit several foreign places in the near future.

Education

MS in Finance – University of Colorado
MBA – University of Colorado
BA in Biochemistry
- Minor in Chemistry – University of Colorado
- Studies in Chemical Engineering & Japanese

Registrations, Licenses & Certifications

CERTIFIED FINANCIAL PLANNER^TM
Series 7 – General Securities Representative
Series 66 – Investment Advisor
Series 3 – Commodities & Futures
Series 9/10 – Limited Principal/Branch Manager
Life, Health, & Long-Term Care Insurance

Michael (Mick) Pepper

First Vice President - Investments
Senior PIM Portfolio Manager

Mick Pepper is a Senior PIM Portfolio Manager and First Vice President – Investments with the Virtuent Wealth Management Group of Wells Fargo Advisors. Mick focuses his time helping Virtuent clients create and manage investment portfolios that strive to meet and exceed their plan needs while taking an active role in managing their overall risk. The portfolios include considerations for all aspects of the client needs, integration with their total wealth management plan, and recommendations on alternative sources of diversification, returns, and risk mitigation.

Mick has served as a Financial Advisor since 2004, and transitioned the practice to Wells Fargo Advisors in 2008. Prior to his financial services industry career, he was the Senior Manager of Program Support at Verizon for 15 years, where he focused on vendor sales and service relationships, program management, and database optimization.

A Colorado native, Mick grew up in Colorado Springs, CO. Currently, Mick and his wife, Becki, daughter Mackenzie, and sons Caleb, A.J. and Brody, live in Monument, CO. The Peppers are a sporting family spending the majority of their family time watching the kids play baseball, softball, basketball, and wrestling. Both Becki and Mick serve as High School coaches, with Becki coaching the Rampart Rams softball team and Mick serving as head coach of the St. Mary’s High School wrestling team.

Mick and Becki are very active in their communities, especially their dedication to Catholic Education. Mick currently serves as the President of the St. Mary’s Catholic Education Foundation and the couple is actively engaged in programs with both St. Peter Catholic school in Monument and St. Mary’s High School in Colorado Springs. The family also enjoys traveling (even if it is to youth sporting events!), fishing, and golfing.

Education

BA in Organizational Communication – Regis University

Registrations, Licenses, & Certifications

Series 7 – General Securities Representative
Series 66 – Investment Advisor
Life, Health, & Long-Term Care Insurance

Meghan McGuire, MS, RICP, CFP^®

Financial Advisor

Meghan McGuire is passionate about helping others succeed financially by providing them with the tools, knowledge and resources needed to make a positive impact. She enjoys conversing with clients and providing coaching and support when needed. She provides personal communication and follow through in her every day practice. She is adamant in assisting clients to save, spend and give according to their budget. She is one who truly practices what she preaches.

Her experience spans multiple different industries including grain cooperatives, real estate, construction, accounting, and finally financial advising. She has found her passion in family wealth management. Meghan has been in the financial services industry for more than eleven years. She has a Bachelor’s degree from Fort Hays State University in Business Management and a Master’s degree from Colorado State University in Organizational Leadership. Meghan completed the CERTIFIED FINANCIAL PLANNER® designation in 2016 and the Retirement Income Certified Planner® designation in 2019. She holds Series 7, 66 registrations, and Colorado Health and Life Insurance licenses.

At Wells Fargo Advisors, Meghan has teamed with T.H. Williams, Managing Director-Investments, and Michael (Mick) Pepper, First Vice President – Investments, to form the Virtuent Wealth Management Group of Wells Fargo Advisors. Together their goal is to help clients create a plan in order to better understand their entire financial picture. She helps clients achieve better financial control in their business and personal lives.

She shares the lessons she has learned in accounting,

training programs, behavioral conditioning, leadership skills, and organizational techniques to ensure each client is personally supported.

Meghan proudly extends her leadership skills into her community and has a deep passion for charitable endeavors benefitting youth, single women and financially struggling families. For the past fifteen years she has been a youth leader and mentor. An active volunteer in her church, Meghan has participated in numerous programs that include: youth retreats, mentorship, mission trips, weekly small groups, former DivorceCare co-leader, community play productions, former Financial Peace University coordinator, a Deacon and is currently serving on the Board of Stewards. And her leadership doesn’t end there! Outside of church she has volunteered in programs including Cub Scouts, flag football coaching, Junior Achievement, Susan G Komen races, construction volunteer for Habitat for Humanity, Group Workcamps and former board member of the Wells Fargo Advisors Women’s Team Network Colorado division.

Meghan, a third generation Colorado native, resides in Larkspur. As dedicated mother, she’s proud of her three teenaged children and all of their accomplishments. In her free time, Meghan enjoys reading, yoga, kickboxing, archery, running and budgeting.

Susie Kaufman

Senior Registered Client Associate
Vice President

Susie Kaufman has been with Wells Fargo Advisors and its predecessors for more than a decade. She has been in the client services industry for the majority of her career and finds great satisfaction in being able to help people by being accessible. She was honored when a client sent her the nameplate, “Solution Lady,” for her desk. Susie was also honored with “Team Member of the Year 2015.”

To stay on top of her field and develop her professional skills, Susie regularly attends industry training and certification programs. She has been involved in multiple conversions of our ever-merging companies, and holds Series 7 and Series 66 registrations and Life, Accident, Health and Variable Annuity licenses.

Susie has two grown children and several grandchildren. She and her husband, Kurt, love to explore the “back country” of Colorado on their ATV.

Vicki Hansen

Senior Registered Client Associate
Assistant Vice President

Vicki has been in the financial industry since 1995. She started with a small RIA firm and in 2003 joined Wachovia Securities which is now Wells Fargo Advisors. She began her career as a Client Associate moving on to Operations. For five years she was an Operations Liaison for the Rocky Mountain Market. This position helped her become very familiar with procedures and requirements for account transfers and money movement.

When the opportunity was presented to return to the Client Associate role Vicki jumped at the chance to once again work with clients.

Vicki holds the Series 7, 9, 10, 63 and 65 registrations and Life, Accident, Health and Variable Annuity licenses.

She is especially sensitive to the needs of our senior clients. As a caretaker for her mother and father, she has learned sometimes extra time is needed to make communication with seniors effective.

She prides herself in communicating with clients. Getting to know clients and their needs and goals is a big part of her job. Keeping clients updated on deposits and withdrawals and processing of paperwork and making sure information is current on their accounts is important to the team’s success.

A Colorado native, Vicki was born and raised in Grand Junction, Colorado. She has lived on each coast and in the outback of Alaska. She and her husband Gary finally returned to Colorado some 30 years ago. During her time away she worked in a variety of fields including the auto industry and the oil shale fields of Colorado. Working in a variety of areas has proved to be invaluable in dealing with clients.

Vicki and her husband have raised 5 children here in Denver and now have eight grandchildren Vicki, once owner of a dance studio, has been involved in theater and dance all of her life. She has been active in her church for more than thirty years working with children and teaching adult classes. She loves gardening and spending time in the yard.

Ashlee Foreman

Senior Client Associate

Ashlee Foreman joined Virtuent Wealth Management Group of Wells Fargo Advisors in 2018. She has been in the financial services industry for more than 10 years, supporting financial advisors and providing a wide variety of administrative and client services.

Ashlee is a Colorado native who was born and raised in Buena Vista. She moved to Colorado Springs in 2003 to attend the University of Colorado where she graduated with a Bachelor’s degree in Communication.

She enjoys spending time with her family and friends, and she visits Buena Vista as often as she can. When she is not in the mountains, you can find Ashlee cheering on her favorite sports teams or planning her next travel adventure.

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